1. Introduction
ProsperCredit Financing ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.
2. Information We Collect
We may collect information about you in a variety of ways. The information we may collect on the Site includes:
- Personal Data: Name, email address, phone number, date of birth, Social Security Number, driver's license information, home address, and other personally identifiable information.
- Business Data: Business name, business address, EIN, industry, years in business, revenue information, and other business-related details.
- Financial Data: Banking information, loan history, credit information, and financial statements provided for loan applications.
- Device Data: Browser type, IP address, operating system, and usage data through cookies and similar technologies.
3. Use of Your Information
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:
- Process and fulfill your loan application
- Share your application with lending partners to facilitate financing evaluation
- Send you marketing and promotional communications
- Respond to your inquiries and provide customer support
- Generate anonymous, aggregated data for analytics and business intelligence
- Comply with legal obligations and regulatory requirements
- Protect against fraud and maintain security
4. Disclosure of Your Information
We may share information we have collected about you in certain situations:
- Lending Partners: We share your application information with lending partners in our network to facilitate financing evaluation.
- Service Providers: We share information with third parties who perform services on our behalf, including payment processors and analytics providers.
- Legal Requirements: We may disclose information when required by law or to protect the rights, privacy, safety, or property of our company, users, or the public.
- Consent: We will disclose information with your explicit consent.
5. Security of Your Information
We use administrative, technical, and physical security measures to protect your personal information. All sensitive information you provide is encrypted using SSL (Secure Sockets Layer) technology. However, no method of transmission over the Internet or method of electronic storage is 100% secure.
6. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
ProsperCredit Financing
Email: privacy@creditwithprosper.com
Phone: (404) 263-6763